Auto Repair and Auto Insurance Utah UT

Reader’s Question:

Hello, I’m Barry, and I’m in Utah. What happens when my car gets in a fender bender? How will I get it repaired through the auto insurance company? Do I have other options?

Barry

West Jordan, UT

If you figure in an accident, you have two options: you can have the car repaired yourself, or you can just let the auto insurance company take care of it. The first option lets you do the leg work, and the second option, of course, offers convenience.

If you decide to handle the repair yourself, you’re basically telling the auto insurance company that you’ll be the one to look for a body shop and just let them know what’s happening. This would work if you know your way around body shop land, or if you have a body shop that you prefer. This, however, can be tiring and can eat up your time.

Now, if you decide to just sit back, let the auto insurance company handle the repair. What they would do is send an insurance adjuster to inspect your car and the damage. The adjuster will then come up with an estimate.

Auto insurance companies in Utah can’t really coerce you into choosing a particular body shop. They may give you a list of ‘preferred auto repair shops,’ but you will still have the option to choose your auto repair shop.

Now, bear in mind that the repair does not mean they’ll be upgrading your car. Do not expect that. The repair shop will consider the cost and quality of the parts that were in your car, and they will get similar car parts when they fix your car.

Tags: auto insurance, auto insurance claims, car insurance, Car Insurance Company