Cheap Student Car Insurance in Utah

Reader’s Question:

I am an 18 year old student in Salt Lake City, Utah and 18 years old. The auto insurance premium is too expensive for me. My brother lives in another state. Can I insure my vehicle by using my brother’s name?

Mark

Salt Lake City, UT

I do not think it would be possible to insure your car under your brother’s name. One is that your brother does not own your vehicle and he lives out of state. Even if you place the vehicle in his name it would probably still be hard for him to add the car, and you as a driver, to his insurance policy since the vehicle will be garaged out of state with you.

If you were to insure the vehicle under your brother’s name and left your name off the insurance policy to get cheaper car insurance rates you would be guilty of fraud in the form of material misrepresentation. This type of fraud happens when someone knowingly lies to get some advantage or benefit to which they are not otherwise entitled. Giving false information such as not having your name on the auto insurance policy would thus be illegal and if found out not only would insurance claims be denied but the whole insurance policy would be canceled.

The best thing to do is to shop around for auto insurance quote in Salt Lake City.