Orem SR22

Q: What level of coverage am I required to have on my Orem SR22 policy?

A: In Utah, you must have liabiliy coverage on your Orem SR22 in order to meet the legal requirements. As to the levels of coverage required for liability, you must have fifty thousand dollars for death and bodily injury per accident, with twenty five thousand dollars per person; and you must also have fifteen thousand dollars of property damage liability coverage.

While these are the only limits you need on your Orem SR22 in order to follow the law, they are pretty low according to many car insurance agents. Suggesed limits are often higher to protect you the most in a car accident, and tend to be around three hundred thousand dollars for bodily injury and death per accident and one hundred thousand dollars for property damage.

In addition to the state required coverages, you may also have to add comprehensive and collision coverage to your Orem SR22 policy if you are buying or leasing your car. Although this is not a requirement of the state, it is usually a requirement of the financer, and failing to get it could end in the repossession of your car.