Protect Your License with Affordable SR-22 Insurance
We compare rates from multiple carriers to find you the lowest SR-22 insurance price in Utah. Get filed fast and get back on the road.
Or call now: (801) 505-4300
How It Works
Getting your SR-22 filed doesn't have to be complicated. Here's how we make it easy.
Request a Quote
Enter your zip code and fill out our quick form. We'll gather the details we need to shop rates on your behalf.
Compare Options
We shop rates from multiple carriers who specialize in SR-22 filings in Utah and present you with the best options.
Get Filed & Drive
Choose your policy, your carrier files the SR-22 electronically with the Utah DLD, and you're back on the road.
SR-22 Insurance Options in Utah
We offer coverage tailored to your specific situation, whether you own a vehicle or not.
SR-22 Insurance
The standard SR-22 filing attached to your auto insurance policy. Proves to the state that you carry the required minimum liability coverage.
Non-Owner SR-22
Need SR-22 coverage but don't own a vehicle? This policy provides liability coverage when driving vehicles not registered in your name.
DUI Insurance
Charged with a DUI in Utah? We help you find the right coverage to satisfy court requirements, reinstate your license, and move forward.
License Reinstatement
Had your license suspended? We guide you through the insurance requirements to get your driving privileges reinstated as quickly as possible.
Liability Coverage
All SR-22 policies include Utah's minimum liability limits: $25K/$65K/$15K. We can also help you get higher limits for better protection.
Full Coverage
Need collision and comprehensive coverage along with your SR-22? We find competitive rates for full coverage even with a high-risk classification.
Not sure what you need?
Learn More About SR-22 InsuranceWhy Utah Drivers Choose Us
Dealing with an SR-22 requirement is stressful enough. We make the insurance part simple, fast, and affordable so you can focus on moving forward.
We Shop So You Don't Have To
Not all carriers offer SR-22 filings. We work with multiple insurers who specialize in high-risk coverage to find you the lowest rate available.
Fast Electronic Filing
Once you choose a policy, your SR-22 is filed electronically with the Utah Driver License Division — often the same day.
Expert SR-22 Guidance
Our licensed agents understand the SR-22 process inside and out. We'll guide you through every step, from quote to filing to completion.
All Situations Welcome
DUI, driving without insurance, reckless driving, multiple violations — we've helped drivers in every situation find affordable coverage.
Who Needs SR-22 Insurance in Utah?
The State of Utah may require you to file an SR-22 if you've been convicted of certain driving offenses. The most common reasons include:
- DUI or DWI conviction
- Driving without insurance
- Reckless or negligent driving
- Multiple traffic violations in a short period
- At-fault accident without insurance
- License suspension or revocation
Utah's Minimum Liability Requirements
Your SR-22 policy must meet Utah's minimum liability limits:
- $25,000 bodily injury per person
- $65,000 bodily injury per occurrence
- $15,000 property damage per occurrence
In Utah, SR-22 insurance is typically required for three years from the conviction date. During this time, you must maintain continuous coverage without any lapses — if your policy cancels, your carrier is required to notify the state, which can result in further suspension.
We Compare Rates From Carriers Who Offer SR-22 Filing
Frequently Asked Questions
Answers to the most common questions about SR-22 insurance in Utah.
The SR-22 filing fee itself is typically between $20 and $25 per policy period. However, your overall insurance premium will likely increase because the SR-22 requirement usually means you've been classified as a high-risk driver. The total cost depends on your driving record, age, vehicle, and the carrier you choose. That's why we shop multiple carriers — to find you the most competitive rate available.
In Utah, you are typically required to maintain an SR-22 filing for three years from the conviction date of the infraction. During this entire period, you must carry auto insurance that meets or exceeds Utah's minimum liability requirements. If your coverage lapses at any point, your insurance company is required to notify the state, which could result in further suspension of your license.
If your SR-22 insurance lapses or is cancelled, your carrier is legally required to file an SR-26 form with the state notifying them of the cancellation. This can result in an immediate suspension of your driver's license, and the three-year clock may restart. It's critical to maintain continuous coverage without any gaps throughout the entire SR-22 period.
Yes. A non-owner SR-22 policy is designed for people who need SR-22 filing but don't own a vehicle. This policy provides liability coverage when you drive vehicles that are not registered in your name, such as borrowed or rented vehicles. It satisfies the state's SR-22 requirement while you don't have a registered vehicle of your own.
Not all insurance companies offer SR-22 filings. We work with multiple carriers who specialize in high-risk auto insurance and SR-22 filings in Utah. Simply request a quote through our website or call us at (801) 505-4300, and we'll match you with the right carrier for your situation.
Yes, an SR-22 requirement typically increases your insurance premiums because it indicates to insurers that you are a high-risk driver. However, rates vary significantly between carriers, which is why shopping around is essential. We help you compare options from multiple insurers to find the most affordable coverage that meets your SR-22 requirements.
Talk to a Licensed Agent
Have questions about SR-22 insurance? Our licensed Utah agents are here to help you navigate the process and find the right coverage.